You Are More Than A Credit Score To Us

Home Equity Lines of Credit
Our most popular way to borrow for important needs.

Wondering how to finance home renovations or college tuition, or to pay off high-interest-rate bills? Consider taking advantage of the accumulated equity in your home through our Home Equity Line of Credit.

We offer several equity line plans, so there's bound to be one that's right for you. They all share these advantages:

  • Closing cost options are available.*
  • Ease of use: Just make purchases with your Visa Platinum Home Equity Line Card, write a check or transfer money into your checking account.
  • Tax deductibility: In most cases, the interest you pay on your credit line is tax-deductible.**
  • Discounts: Your Home Equity Line relationship with us may qualify you for our Signature Preferred Checking Account with a waived monthly service fee, along with discounts on other bank services. Ask us for more details.
  • Convenience: You can use your line of credit over and over again. There's no need to keep applying for a new loan.

You'll like the competitive rates and payment options that make this credit line so affordable. And you'll work with local people who make local decisions - so the whole process is faster and easier.

Overdraft Line of Credit
A smart way to enhance your checking account.

Avoid the cost and hassle of accidental overdrafts with our Overdraft Line of Credit. Anytime you overdraw your checking account, we'll automatically advance you the funds to cover it. This is an easy way to give yourself more peace of mind.

All loans and lines of credit are subject to approval
* Please contact the nearest banking office for specific product information
Account Closing fee may apply.
**Please consult your tax advisor. 

Main Office 
Rob Groover                 229.584.0930        229.221.2888 (cell)    rgroover@bankcb.com
Clement Choice            229.226.3535                                        cchoice@bankcb.com
Gateway Office 
Vicki Reagan                229.226.6586        229.319.1134(cell)      vickireagan@bankcb.com
Allen Corbin                  229.226.6578        229.319.1201(cell)     allencorbin@bankcb.com 
Boston Office  
Brad Johnson                229.498.8500        229.221.8092(cell)    bjohnson@bankcb.com